4.1. The Premium subscription is paid for through the Paylink internet acquiring system (paylink.kz) using Visa and Mastercard bank cards.
4.2. The Provider does not collect or store Users' bank card data. All payment data is processed exclusively by the payment provider Paylink in accordance with its privacy policy and the payment card industry security standards (PCI DSS).
4.3. The date of payment is the date the funds are credited to the Provider's settlement account.
4.4. Access to Premium subscription functionality is granted within 24 hours of receipt of payment confirmation from the payment provider.
4.5. If a payment is unsuccessful (insufficient funds, refusal by the bank, technical failure), the Premium subscription is not activated. The User may try again.
Payment is made by one of the following methods at the User's choice: (a) by an invoice issued through the Kaspi service (by telephone number or by QR code) — with this method each payment is made by the User themselves for the relevant billing period, and no automatic charging applies; (b) by linking a bank card through the PayLink.kz payment service — with this method the subscription renews automatically. Payments are accepted and processed exclusively by those third parties. The Provider is not a payment organisation or payment agent, does not accept payments, and does not receive, process or store Users' payment data, including bank card numbers, expiry dates and CVV/CVC codes. The payment relationship arises between the User and the relevant payment service and is governed by its terms. The Provider is not liable for technical failures, delays or refusals in processing a payment on the part of payment services or issuing banks. This paragraph does not limit the Provider's obligation to supply the services paid for.
Automatic renewal applies only where payment is made by a linked bank card, and does not apply to payment through the Kaspi service.